At National Income, we continue to evaluate future market opportunities. We have execution plans to expand into growing markets.

International markets in Europe, Australia, and Asia show promise of opportunity with their high trade union membership.

Building upon our success in North America, we plan to initially penetrate new markets with a focused approach on unions and then expand to serve additional groups and individual markets.

In addition, the small-to-medium sized business market is poised to accelerate growth for the insurance industry overall. Statistics have shown the double digit year-to-year growth in this market. Business owners are looking for ways to increase insurance benefit offerings with low cost options. We are poised to fill this need.

National Income will continue to drive double digit growth into expanded markets and territories.