Credit Unions are cooperative financial institutions, owned and controlled by the people who are the members. Credit Unions serve groups that share something in common, such as where they work, live, or place of worship.

Credit Unions today continue to look out for their members' interests and provide a level of service that is not generally available at other financial institutions.

The number of Credit Union members doubled during the 1970s to more than 43 million nationwide. Today, nearly 85 million Americans are Credit Union members. Credit Unions now have expanded around the globe, and their spectacular growth has made them an important part of the nation's financial system.

National Income has successfully penetrated the Credit Union market transferring our extensive experience providing supplemental insurance benefits to labor unions. Currently National Income is continuing to expand in this market and is achieving high growth objectives and levels of client satisfaction.